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General Liability
General liability insurance can help cover medical expenses and attorney fees resulting from bodily injuries and property damage for which your company may be legally responsible.
What is General Liability Insurance
Commonly referred to as business liability insurance, general liability insurance safeguards you and your business against "general" claims related to bodily injuries and property damage. Nearly every business requires general liability insurance.
What does General Liability Insurance Cover?
General liability insurance policies are designed to offer comprehensive protection for you and your business against a wide range of claims related to bodily injuries and property damage that may arise from your products, services, or day-to-day operations. This form of insurance is essential not only for safeguarding your business assets but also for maintaining a positive reputation in the marketplace. It may also extend coverage in situations where you are found liable for damages incurred to your landlord’s property, providing an additional layer of security. However, it is important to note that general liability insurance has its limitations. Specifically, it does not cover employee injuries, auto accidents, punitive damages (in most jurisdictions), issues related to the quality of workmanship, intentional acts, or professional errors. Understanding these exclusions is crucial for business owners looking to fully protect themselves against potential risks and liabilities.